Automatic gratuities can add hundreds of dollars to the cost of a cruise, especially when you are traveling with a family.
Depending on the cruise line, you may be able to adjust or remove these daily charges by visiting Guest Services.
But does that mean you should?
Before changing the gratuities on your account, it’s important to understand where the money goes, why cruise lines charge it and how removing it can affect crew members.

What Are Automatic Cruise Gratuities?
Most major cruise lines automatically add a daily gratuity or service charge to each passenger’s onboard account.
This system has largely replaced the traditional practice of handing cash in envelopes to individual crew members at the end of a cruise.
The daily amount varies by cruise line and cabin category. Passengers staying in suites or higher category cabins are often charged more than guests in standard cabins.

Keep in mind that gratuities are generally calculated per person—not per stateroom. That can make a significant difference for families.
For example, if a cruise line charges $20 per person per day, a family of four on a seven-night cruise would pay:
$20 × 4 passengers × 7 nights = $560 in automatic gratuities
This expense should be included when calculating the true cost of your cruise.
The money collected is typically distributed among several crew members, including dining staff, cabin attendants and employees working behind the scenes.

Although you may not interact with every person who receives a portion, many contribute to your overall cruise experience.
Can You Remove Automatic Gratuities?
Some cruise lines allow passengers to adjust or remove automatic gratuities, while others have more restrictive policies.
The rules may also differ depending on whether the gratuities were prepaid or added to your onboard account.
If you are considering making a change, check your cruise line’s current gratuity policy before sailing. Do not assume that every cruise line handles these charges the same way.

Why Do Some Passengers Remove Cruise Gratuities?
Cruise passengers request gratuity adjustments for several reasons. Some are legitimate service concerns, while others are simply attempts to reduce the final cruise bill.
They Prefer to Tip in Cash

Some passengers remove the automatic charge because they would rather hand cash directly to the crew members who served them.
Others leave the standard gratuities in place and give additional cash to crew members who provided exceptional service. This is what I personally prefer to do.
One potential problem with switching entirely to cash is that you may unintentionally leave out crew members who helped make your vacation enjoyable but whom you never met.

They Are Traveling With Young Children
Because gratuities are usually assessed per passenger, families may be charged for children as well as adults. Age policies vary by cruise line.
Some parents believe a toddler should not be charged the same daily amount as an adult and ask Guest Services to reduce or waive the child’s gratuities.
However, young children still create work for cabin attendants, dining staff and other crew members, even if they do not use every onboard service.

They Experienced Poor Service
A passenger may ask for a gratuity adjustment after receiving consistently poor service or encountering an unresolved problem.
If something goes wrong, speak with a supervisor or Guest Services as soon as possible. This gives the cruise line an opportunity to address the problem while you are still onboard.

Waiting until the last evening to remove gratuities does not give the crew much chance to improve the situation.
They Want to Lower Their Cruise Bill
Unfortunately, some guests remove gratuities simply to save money and do not replace them with cash tips.

Although gratuity policies may permit an adjustment, removing the charge without tipping means the crew members who served you may receive less compensation.
Automatic gratuities should be treated as part of the expected cost of cruising rather than an optional expense to eliminate at the end of the trip.
Reasons to Leave Automatic Gratuities in Place
The strongest reason not to remove automatic gratuities is that crew members rely on this money as part of their overall compensation.
Cruise employees often work long days while spending months away from their families. Your cabin attendant, dining team and many behind-the-scenes employees contribute to your vacation throughout the sailing.

Leaving the automatic charge in place also makes tipping easier. You do not have to determine how much cash to carry, divide it among multiple employees or worry about overlooking someone who helped you.
Even if you plan to reward your cabin attendant or waiter personally, the gratuity pool may include other crew members whose work is less visible.
Removing the entire charge and tipping only the people you know can leave those employees out.

Automatic gratuities also prevent an awkward misunderstanding. If you remove the charge, it may suggest that you were dissatisfied with the service, even if your only intention was to tip in cash.
How to Adjust Cruise Gratuities
If your cruise line permits gratuity adjustments, you will generally need to visit the Guest Services desk while you are onboard.
Explain whether you want the amount reduced or removed and why you are requesting the change. A crew member may ask about your experience, especially if the adjustment is related to poor service.
If you have a service complaint, report it early rather than waiting until the end of the cruise. Be specific about what happened and allow the cruise line an opportunity to correct the problem.

Keep in mind that daily gratuities are different from service charges automatically added to bar purchases, specialty dining, spa treatments and other onboard purchases. Those charges may follow separate rules.
What Happens When Passengers Remove Gratuities?
Cruise lines generally combine the gratuities they collect and distribute the money among eligible crew members.
When passengers remove or reduce these charges, less money may go into that compensation pool.
The exact distribution process varies by cruise line, and passengers are not always given a detailed breakdown of how much each employee receives.
However, removing the charge can affect more than just the cabin attendant or waiter you see every day.

That is why replacing automatic gratuities with cash may not benefit everyone who would have received a share.
Should You Remove Gratuities on a Cruise?
Unless you experienced a serious service problem that the cruise line failed to resolve, I recommend leaving the automatic gratuities in place.
Personally, I have never removed them. I consider gratuities part of the cost of taking a cruise and want the hardworking crew members to be fairly compensated.

When someone provides outstanding service, I give that person an additional cash tip on top of the automatic gratuity.
This allows me to personally recognize exceptional service without reducing the amount distributed to the broader crew.
Ultimately, whether you adjust your gratuities is your decision. Just remember that the charge is not merely another cruise line fee—it helps compensate the people working throughout your vacation, including many crew members you may never meet.
Cruise Essentials to Buy Before Your Cruise
Family Vacation 101 participates in affiliate programs including the Amazon Associates Program and may earn from qualifying purchases at no extra cost to you.
Travel Must-Haves
Passport neck wallet – Keeps your passport and travel documents secure and accessible. It also has RFID protection.
Cruise lanyards – A super convenient way to keep your cruise card within easy reach. No more digging through your bag every time you need it! I recommend getting one lanyard per person in your group and choosing different colors so it’s easy to tell them apart.
Anti-theft crossbody bag with anti-pickpocket clip – Genius anti-theft clip and versatile enough for both port days and evenings in the dining room.
Anti-theft crossbody bag with RFID – Padded shoulder straps with RFID lining to safeguard against identity theft.
Insulated water bottles –I don’t like spending money on bottled water, and I always want fresh water in my cabin. I’ll fill my bottle at the buffet or ask my server at dinner, then bring it back so I have water at night. This is my go-to water bottle—I prefer ones without straws since they’re much easier to wash in the cabin sink.
Pashmina – This multi-purpose wrap always earns its spot in my luggage. Use it as an evening wrap, a lightweight plane blanket, or a cover-up when visiting places of worship that require modest dress. I never cruise without one—you’ll be surprised how often it comes in handy.
Cruise Planning Essentials
Day Passes to Resorts– Booking private beach resort access in advance guarantees a comfortable beach experience at the cruise port.
Travel Insurance with CFAR Coverage– CFAR travel insurance gives you flexibility to cancel your cruise for any reason and recover part of your costs if plans change.
Last Minute Cruise Deals– Search for last minute cruise deals.
Cabin Comfort & Organization
Non-surge Cruise power strip– Cabins never have enough outlets (check cruise line rules first).
Magnetic hooks – Super-strong magnetic hooks that attach easily to your cabin walls. They’re perfect for hanging hats, cruise lanyards, goggles, swimsuits, and towels. I personally use the 85+ lb hooks—they’re incredibly sturdy and can even hold backpacks!
Small portable fan – Improves airflow and keeps Inside Cabins from feeling stuffy.
Motion sensor night light – Perfect for Inside Cabins, for when you get up at night to use the bathroom. It also has a magnetic base, so you can easily attach it to your cabin walls.
Toiletries & Laundry
Hanging toiletry bag – Keeps your essentials neat and accessible.
Fabric freshener spray – Fights wrinkles and refreshes clothes between wears.
Travel-size detergent – Handy for washing swimsuits, underwear, and quick-dry clothing in the sink.
TSA-approved travel containers – Easy to pack your lotions, creams, and other liquids without worrying about TSA rules.
Health & Wellness
Anti-seasickness medicine – My go-to meds for anti-seasickness. I take one in the morning on sea days (bring chewables for kids).
Acupressure bands – A natural alternative for seasickness relief. I use this with the anti-seasickness meds.
Packing & Storage
Cruise travel planners– Check out my travel planners, they help you stay organized before and during your trip.
Packing cubes – I never travel without packing cubes! They make packing and unpacking so easy—you can simply slip the entire cube into the cabin closet or drawer. I like to assign a different color to each person so there’s no mix-up.
Foldable duffel bag – I always pack a foldable duffel bag in case I bring home too many souvenirs or do some extra shopping. It doubles as an extra carry-on and barely takes up any luggage space.
Foldable shopping bag – Perfect for shopping at cruise ports, these bags fold up small enough to keep in your purse. I always carry one with me—you never know when you’ll need it! Plus, many countries charge a fee for shopping bags, and I’d much rather use my own than pay extra.
Foldable backpack – Perfect for cruise port days when you need an extra bag. I love that these backpacks are lightweight and fold down small, so you can toss one in your luggage without taking up much space.
Travel luggage scale – I always keep one in my suitcase so I can weigh my bags before heading to the airport. It’s a simple way to avoid overweight baggage fees.
Apple AirTags – I pop one into each of my bags so I can track my luggage for peace of mind. They’re especially helpful if you have a short layover and worry about your suitcase getting left behind.
Beach Essentials
Towel Clips – A simple must-have for pool and beach days! They keep your towels from slipping off lounge chairs, and I never cruise without brining a few in my luggage.
Waterproof phone pouch – Protect your phone from water and sand while still being able to snap photos. I always bring one when cruising the Caribbean or Mediterranean—it’s a lifesaver for beach and pool days.
Striped beach bag with zipper – You’ll need a beach bag with zipper to keep your things secure. I like this one because it’s stylish, has a water bottle holder, keeps belongings secure and has a lot of pockets.
Kid-Friendly Cruise Essentials
Magnetic toys – Cabin walls are magnetic, making these toys perfect for fun, mess-free entertainment. They keep kids busy when you’re in the cabin, especially since cruise TV options for kids can be limited. It’s always best to bring your own toys.
Collapsible beach buckets and toys – You’ll definitely want to bring beach toys if you’re going on a Caribbean cruise! This collapsible set includes foldable buckets, shovels, and sandcastle molds, all packed neatly in one bag. They’re easy to fit in your suitcase without taking up much space.
15 Cruise Buffet Mistakes You’ll Regret Making
The cruise buffet is one of the places I spend a surprising amount of time…
14 Cruise Ports Where You Don’t Need a Shore Excursion
Cruise shore excursions can get expensive fast. Depending on the port and the activity, I…
MSC Norway Cruise: 12 Things I Wish I Knew Before Going
If you’re planning an MSC Norway cruise, there are a few things you should know…
11 Things I Never Pay Extra for on a Cruise
I’ve been on more than 25 cruises, and one thing I’ve gotten pretty good at…
10 Easy Ways to Make an Inside Cruise Cabin More Comfortable
Inside cabins are often the least expensive staterooms on a cruise ship, making them a…
Port or Starboard: Which Side of a Cruise Ship is Better?
When booking a balcony or ocean view cabin, you may wonder whether you should stay…

